Last updated: June 28, 2026
BGM Media, LLC ("we", "us") operates frugalpennywisdom.com and sells the digital book offered there. This policy explains what we collect, why, and the rights you have. It applies to visitors and customers everywhere.
Order & contact data — your email address and purchase details, so we can deliver the book, provide support, and send related updates. Payment data — handled entirely by Stripe; we never see or store your full card number. Technical data — basic server logs and security signals (such as IP address and browser type) collected by our hosting provider and CDN to keep the site secure and working. We do not run advertising or third-party tracking cookies.
To perform our contract with you (deliver the book and support it), for our legitimate interests (security and improving the product), to meet legal and tax obligations, and — for optional updates — with your consent. You can unsubscribe from updates at any time.
We share data only with the providers that run the service, acting on our instructions: Stripe (payments), our hosting provider and Cloudflare (delivery and security), and our email provider (receipts and delivery). We never sell your personal data.
We operate from the United States. If you contact or buy from outside the US, your data is processed in the US under appropriate safeguards.
We keep order records as long as needed for support, accounting, and legal/tax obligations, then delete or anonymize them. You may ask us to delete data we are not required to keep.
Depending on where you live (including under GDPR/UK-GDPR and CCPA/CPRA), you may access, correct, delete, port, or object to the processing of your data, and you will not be treated differently for exercising those rights. To make a request, email us at the address below.
The site and product are intended for adults; we do not knowingly collect data from children.
We may update this policy; the "last updated" date above always reflects the current version.
BGM Media, LLC · 131 Continental Dr, Suite 305, Newark, DE 19713, USA
Questions: [email protected] · Last updated: June 28, 2026